Encompass - Realtors ® Lenders

Union Home Mortgage

Ask A Mortgage Question

About

I began my career in the mortgage industry in 1986. At that time, all of the loan applications were hand written. During that time period, I had been self-employed for about ten years and became licensed in multiple states. I enjoy working with individuals and families to achieve their goal of home ownership. I especially enjoy working with the client who has ‘bruised credit,’ to help them realize home ownership for themselves and their families by improving their credit and putting aside the ‘messes’ of the past. It feels good to go into an office every day and continue to meet the needs of my clients. In April 2013, I joined the team at Union Home Mortgage. From the operations staff, to my fellow originators, the company has impressed me since day one. I find employees willing and helpful to do what it takes to get the job done. It is a real team effort here, and it shows.

Al Teerman

Loan Officer

(616) 499-4228

(616) 291-4435

ateerman@unionhomemortgage.com

NMLS: 134554

MI 134554

About Encompass - Realtors

Encompass REALTORS® Who you select to represent you in your transaction can have a tremendous effect when it comes to getting what you deserve from the sale of your home or the purchase of a home. A Real Estate Agency that will do all they can for YOU is vitally important. Many Individual Realtors think their most important job is satisfying the customer. We do not believe in working with customers; we believe in taking care of our clients. What is the difference? Customer: A person who purchases a good or service from another Client: A person that depends on the protection of another Many agents strive for customer satisfaction, but at Encompass-Realtors satisfaction is not enough. We work constantly to improve our systems and processes. And as a result, we go well beyond the standard level of service provided by most Realtors. We’re obsessed with serving our clients in a way that leaves them feeling thrilled by our team, not merely satisfied by it. Encompass-Realtors is built on a strong foundation of core values and purpose. We operate in a fun, exciting and challenging environment that helps all of us achieve our goals. Each of our staff members and agents are dedicated to teamwork, self-improvement, positive attitudes and most importantly, a passion and a drive to surpass the expectations of every client who does business with us. Our main objective is to provide you as a seller the most amount of money in the least amount of time and with the fewest hassles. And for our buyers it finding the best home for your needs and negotiating the lowest price and best possible terms. Our unmatched expertise, phenomenal service and aggressive marketing allow us to achieve that goal time and time again with our clients.

Latest Blog Posts

The Reason To List Your House Today

Many people believe that selling their house during “the spring buyers’ market” is the best thing to do. Their reasoning is that there will be more buyers than

Read More

Check Out This Great Home On The North Side Of Holland

If this home is not for you, here are some similar :

Read More

No You Do Not Need 20 Percent Down To Buy

The Aspiring Home Buyers Profile from the National Association of Realtors (NAR) found that the American public is still somewhat confused about what is required to

Read More

How To Get The Most Money When Selling Your Home

1. Price it a LITTLE LOW This may seem counterintuitive. However, let’s look at this concept for a moment. Many homeowners think that pricing their home a little OVER market value will leave

Read More